Newswise — With the ease of credit card purchases, online shopping, 'no payments until 2009' and the like, it is SOOOO EASY! for individuals and families to get into real 'hot water' by overextending themselves with their purchases of holiday gifts.
A long-time University of Kentucky faculty member, Prof. Ray Forgue is co-author of Personal Finance, 1st through 8th editions, published by Houghton-Mifflin. This college-level text has been adopted by over 300 colleges and universities across the United States.
Dr. Forgue teaches undergraduate and graduate courses at UK, including: Consumer Issues, Personal & Family Finance, Family Economics and Management Issues, and Families, Legislation, and Public Policy.
He regularly is called upon as an expert resource for the news media on topics ranging from personal and family finances, to the pro's and con's of extended product warranties.
Dr. Forgue is one of those very accomplished professors who is able to communicate in a very 'down to earth' manner.
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