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The Unexpected Benefits of Adjustable Rate Mortgages

Using loan level data matched to consumer credit records, researchers have been able to determine that a reduction in mortgage payments of as little as $150 a month spurred a reduction in mortgage defaults and an increase in consumer spending (particularly the financing of automobile purchases), while improving household credit ratings.

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Social and Behavioral Sciences

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Carsey School: Health Insurance Coverage Among Young Adults Rebounded Post Recession Due to Affordable Care Act

More young adults were covered by health insurance in 2012, substantially due to a provision of the Affordable Care Act (ACA) which extends coverage to adult children, according to new research from the Carsey School of Public Policy at UNH.

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Law and Public Policy

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Sluggish Economy, Complex Issues Slam Incumbents in Midterms

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Business

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Highly Connected CEOs More Likely to Broker Mergers and Acquisitions That Harm Firms

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A new study shows that CEOs with extensive social connections initiate mergers and acquisitions more frequently, and these deals result in greater financial losses for both the acquiring firm and the combined entity.

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October’s Rural Mainstreet Index Plummets

The Rural Mainstreet Index moved to its lowest level in more than four years, according to the October survey of bank CEOs in rural areas of a 10-state region dependent on agriculture and/or energy.

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Social and Behavioral Sciences

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Expert: Potential Economic Impact of Ebola Pandemic on West Africa - Leonce Ndikumana

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Medicine

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Post-Tonsillectomy Complications More Likely in Kids From Lower-Income Families

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New research finds that children from lower-income families are more likely to have complications following outpatient tonsillectomy surgery.

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Education

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What Will College Really Cost You? Wellesley’s Updated Cost Estimator Tells You in Just Three Minutes

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Wellesley College today released an updated version of its groundbreaking college cost estimator. My inTuition: Wellesley’s Quick College Cost Estimator asks just six basic financial questions before providing a personalized estimate of an individual’s cost to attend Wellesley.

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When Companies in the Same Industry Have Common Owners, Consumers Pay

If you owned two companies in the same industry, would you make them compete? Probably not, knowing the firms make higher profits if they don't.

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Financial Success Program Helps Lower Debt and Increase Wages

Financial literacy education program helps low-income single mothers reduces debt, and improve their income with an added benefit of lost weight due to a reduction in stress.

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